Insights

Perspectives on intelligence, institutions, and the future of decision-making.

PerspectiveMarch 1, 2026

The Intelligence Gap Nobody Is Talking About

For decades, the difference between a large bank and a mid-market credit union wasn’t just size. It was access. That’s changing — and the window is time-limited.

Raj Bhatia  |  Founder & CEO, SigmaArc

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AI & IntelligenceFebruary 28, 2026

Why Early Signals Matter More Than Big Data

Institutions are drowning in data but starving for insight. The shift from volume to velocity changes everything about how decisions get made.

ProductFebruary 20, 2026

What We Mean by Relationship Intelligence

A framework for understanding the signals that exist between institutions and the people they serve — before those signals become outcomes.

PerspectiveFebruary 14, 2026

Designed to Anticipate, Not React: A Product Philosophy

Why we built SPECTRA™ around the principle that the most important decisions happen before the data lands on a dashboard.

Financial ServicesFebruary 7, 2026

The Hidden Patterns in Member Behavior

Churn signals are rarely sudden. They accumulate slowly across six or seven disconnected systems that nobody checks together.

AI & IntelligenceJanuary 30, 2026

From Dashboards to Decisions: Closing the Last Mile

Most analytics tools stop at visualization. The real value starts where the chart ends — at the point of action.